LATEST POSTS

The Curious Case of the Daily Deposit By Lokanath Mishra Every working day, right at 1 . 35 PM , Rohan marched into the local post office in his neatly pressed school uniform during lunch break and deposited exactly ₹300 into his savings account. Day after day. Same time....

Old vs New Tax Regime for Pensioners: A Practical Guide for AY 2026–27 By Lokanath Mishra, Chief Adviser, All India Pensioners Association of CBIC India’s income tax system has undergone a significant shift with the introduction of the new tax regime as the default from Financial...

The Price of a Swipe : A Cautionary Tale for Young India By Lokanath Mishra In an age where relationships begin with a simple swipe and conversations unfold behind screens, the illusion of instant connection has never been stronger—or more dangerous. What appears harmless...

Memorandum to the 8th Central Pay Commission: Expanding Democratic Participation and Strengthening Pensioners’ Voice: By Lokanath MishraChief Adviser, All India Pensioners Association of CBIC The constitution of the 8th Central Pay Commission (CPC) marks a significant moment...